This Cover is suitable for Property owners, Residential and Commercial trustees of a complex or office Park, Sectional Title owners and others. Body Corporate Insurance policy covers the building(s), all fixtures and fittings of permanent nature (eg. the sanitary ware, fitted carpets & cupboards), liability and indemnity insurance against perils that are specified in the Act, as well as other perils that the members may decide are required to include such as Loss of rent. .