Motor Insurance Cover

Motor insurance, also known as Vehicle insurance, is a type of insurance product that provides protection against financial losses as a result of damages or other related losses to the vehicle.

This cover can be purchased as a stand-alone cover on a personal or commercial Policy and it can also be taken as an additional section on a multi-peril policy (a policy schedule that provides cover for multiple sections i.e. property, content, motor etc).

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The cover provide protection against various insurable perils which an insured can choose from, This includes :
  1. Damages
      (a) This peril covers losses as a result of both accidental and malicious damages to the insured vehicle.
  2. Theft & highjack
      (a) This peril covers losses as a result of Theft and Highjack to both recovered and non-recovered vehicles. The cover extends to including damages to the vehicles and its accessories following Theft, Highjack or Attempted Theft or Attempted highjack.
  3. Fire
      (a) This peril covers losses as a result of Fire, Lightning and Explosion.
  4. Natural disasters.
      (a) This peril covers losses as a result of damages caused by natural disasters such as Hail, Storm, Flood and other Climate-Change related losses.
  5. Third-party liability.
      (a) This peril covers losses caused by the insured person or insured vehicle to other people’s properties or vehicles.
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