Office Content Insurance
Content insurance is a type of insurance that provides financial protection against loss or damage to physical house or office contents, such as furniture, appliances, clothes and other equipment and tools
- It typically covers various types of risks, including:
- Fire and Lightning
- (a) The fire section can also be purchased as a stand-alone cover which will cover all the insured’s belongings (excluding motor) at a nominated Risk-Address. However, under the Content section, the Fire peril will be limited to the specific insured contents only.
- Theft and Burglary.
- (a) Similar to the Fire section, the Stand-Alone Theft peril will cover everything (excluding motor) at a nominated Risk-Address, whiles this theft peril under the content section covers Theft loses related to the insured content at that insured Risk-Address only.
- Accidental and Malicious Damages
- (a) This perils cover loses to the insured’s property as a result of physical damages, whether accidental of malicious.
- Natural Disaster.
- (a) It covers damages as a result of nature and climate change such as floods, storm and hail related damages. This peril cannot be purchased as a standalone and the cover on this one is limited t the insured contents.