Standard Insurance products

Specialized Insurance products

Office Contents

Agri Insurance

Engineering Insurance

Specialised Motor

Electronic Equipment

Environmental & Spillage

Body Corporate

Goods in Transit

Liability

Business Interruption

Professional Indemnity

Long Term Insurance

Medical Aid

Covers members' healthcare costs such as hospitalisation, treatments and medicine. These costs are covered according to the rules of the medical scheme and the member's medical aid plan type. These rules ensure that members are fairly cared for. Students Medical Cover

Gap Cover

Gap cover serves to cover shortfalls where doctors charge above medical aid rate, and where medical aid pays up to their specified rate from the Risk or hospital benefit.

Retirement annuity

With a retirement annuity (RA), you also make monthly contributions, usually via debit order, but this is completely independent from your employer.

Credit life insurance

Credit life insurance is an insurance product specifically designed to cover the cost of your debt if you aren't able to pay it back due to disability, unemployment or death.

Investment and Alternative Investment

Collective Investment Scheme | Collective Direct Investment ( Property, Equity, Shares, Renewable Energy, Telecommunication.)

Hospital Plan

A hospital plan covers treatment and medical costs that arise while the insured is booked into hospital, while a comprehensive medical aid plan will cover hospital costs and other private medical needs like specialist consultations, GP visits, and additional tests or procedures.

Provident/Pension fund

A pension fund is a retirement fund that receives frequent contributions (usually monthly) from you and your employer. At retirement, you can access up to one third of the benefit in cash, and the remaining two thirds must be used to purchase an income annuity.

Construction Related Guarantees

Takes care of the burial expenses in the event that you, your spouse, children or parents pass away load as beneficiaries.

Funeral Cover

Takes care of the burial expenses in the event that you, your spouse, children or parents pass away load as beneficiaries.